--- title: "Hutch Underwriting | Insurance Underwriting Agency" description: "Discover Hutch Underwriting – delivering tailored insurance solutions wth in-house claims and rapid quoting via digital platforms." type: homepage version: 2 version_id: "c1511afb-9a47-4c9c-b6a3-595646df3601" generated_at: "2026-09-21T01:55:40.241Z" language: en-au reading_time: "8 min" word_count: 1402 keywords: ["Hutch Underwriting", "Insurance Underwriting Agency"] url: "https://hutchunderwriting.com.au/" --- # Hutch Underwriting | Insurance Underwriting Agency > Discover Hutch Underwriting – delivering tailored insurance solutions wth in-house claims and rapid quoting via digital platforms. ## Key Takeaways - The Clear Way to Better Cover - Effortless Claims with Hutch's In-house Claims Handling - Our Products ## Contents - [The Clear Way to Better Cover](#the-clear-way-to-better-cover) - [Effortless Claims with Hutch's In-house Claims Handling](#effortless-claims-with-hutch-s-in-house-claims-handling) - [Our Products](#our-products) # With service this good you can sit back and relax ... We have you covered ## The Clear Way to Better Cover ### We're experienced underwriters with an in-house claims team. Over 150,000 Aussies have chosen Hutch to insure their homes, and businesses across Australia. Hutch Underwriting launched in 2020 with a straightforward belief: brokers deserve better. Better service, simpler processes, clearer policy wording, and claims teams who pick up the phone. We're Sydney-based, born and bred. We are independently owned, with the vast majority held by our employees, so we are all aligned on delivering the service that makes Hutch great. As a Lloyd’s coverholder, you have the confidence that you are backed by one of the world’s largest insurers. ### Big coverage, zero drama Hutch Underwriting offers a digital product suite that covers [construction](/construction-insurance) and [trades](/trade-pack), [strata](/strata-insurance), [landlords](/landlord-insurance), [professional indemnity](/professional-indemnity), and [management liability](/management-liability). Hutch also wraps every product in fast quoting, flexible options, and dedicated Sydney-based in-house [claims](/claims) and [broker support](/broker-support) teams. ## Effortless Claims with Hutch's In-house Claims Handling When the unexpected strikes, Hutch is right by your side. Our [Sydney-based,  in-house claims team](/claims) means fast, personalised service directly **from the experts who know your policy best**. Enjoy peace of mind with [a national 24x7 Emergency Make Safe panel](/claims#emergency-make-safe-panel), seamless, straightforward claims processing, and dependable, prompt, dedicated support. Because at Hutch, we believe recovering from a setback should be just as simple as insuring with us in the first place. ### Awarded 5 Star ratings for all of our products by LMI ClaimsComparison [LMI ClaimsComparison](https://www.claimscomparison.com) is an independent site that rates the claims service of Australian insurers and underwriters by product class without fear or favour. [](https://hutchunderwriting.com.au/professional-indemnity) [](https://hutchunderwriting.com.au/trade-pack) [](https://hutchunderwriting.com.au/strata-insurance) [](https://hutchunderwriting.com.au/landlord-insurance) [](https://hutchunderwriting.com.au/construction-insurance) [](https://hutchunderwriting.com.au/management-liability) ## Our Products Hover to reveal our appetite. [ ### Residential Strata For schemes that are 80% or more residential by floor space.  Building sum insured up to $20M. Liability up to $30M. A market-first Cyber cover is included as standard in every policy. So is pet liability cover. Paint, wall coverings in NSW and ACT, and floating floorboards are automatically included. LEARN MORE ](https://hutchunderwriting.com.au/strata-insurance/residential) ### Commercial Strata For schemes that are more than 20% commercial by floor space. Building and contents sum insured combined up to $25M. Liability up to $30M. The same eight-section framework as the residential product, calibrated for commercial and mixed-use risk. ](https://hutchunderwriting.com.au/strata-insurance/commercial) ### Residential Landlords Built for landlords who lease residential properties on a short or long-term basis. Whether it’s a holiday rental, weekender, or long-term lease, or all of the above. Up to $2M Building Sum Insured, and up to $400k Contents Sum Insured, for new business. ](https://hutchunderwriting.com.au/landlord-insurance) ### Commerical Landlords (coming soon) ### Professional Indemnity Combined Liability (PI/PL/Cyber) for professional services businesses. SME professional services businesses. An ideal business has less than $1M fee income. Will consider up to $10M fee income. Occupation-specific wordings for IT Professionals, Real Estate Agents, Accountants, Architects and Engineers, Tradespeople, as well as Design & Construct. ](https://hutchunderwriting.com.au/professional-indemnity) ### Management Liability Directors & Officers Liability, Corporate Liability, Employment Practices Liability & Statutory Liability. For Australian SME companies with revenue up to $50M. Claims made and notified sections for SMEs with Directors & Officers, Employment Practices, Statutory, Crime, and Cyber. ](https://hutchunderwriting.com.au/management-liability) ### Construction Material Damage & Cyber, with optional Liability. Annual Turnover or Run-Off basis. Australian SME and Mid Market, with turnovers up to $50M and $20M contract value. Total sum insured up to $250k contractors' plant and equipment. ](https://hutchunderwriting.com.au/construction-insurance) ### Trade Pack Public and Product Liability, with other optional covers designed for tradies. Designed for Australian SME trade clients, with up to $5M turnover and contractor payments up to $500k or 60% turnover. ](https://hutchunderwriting.com.au/trade-pack) #### Exclusively via Brokers We only transact business through licensed australian insurance brokers because we believe in the benefits of purchase decisions based on qualified advice. Looking for a broker? The National Insurance Brokers Association (NIBA) [broker search](https://niba.com.au/need-a-broker) can help you find one. #### Fully Digital Our products are available via Sunrise &/or SCTP. And now with [Dawn](/how-to-get-a-quote-from-hutch#introducing-dawn), you can email your client's proposal form in any format, and it will magically pre-fill your Sunrise submission. #### Innovators We haven't just innovated insurance with tech.   We have designed products with market-first policy features, like cyber and pet liability. Because we believe insurance needs to meet the needs of modern-day risks. --- ## About This Content **Source:** [Hutch Underwriting | Insurance Underwriting Agency](https://hutchunderwriting.com.au/) *This content is provided for informational purposes. Please visit the original source for the most up-to-date information.*