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TITLE: Landlord Insurance | Hutch Underwriting
TYPE: article
VERSION: 1
VERSION_ID: 8c900cda-75a5-442f-a305-5080c4a7737b
GENERATED_AT: 2026-02-04T23:20:14.669Z
SUMMARY: Smart protection for landlords with built-in cyber, fast quotes and support when the rent stops flowing.
READING TIME: 6 min
WORD COUNT: 1040
KEYWORDS: Hutch Underwriting, Key Covers, Underwriter Spotlight
SOURCE URL: https://hutchunderwriting.com.au/landlord-insurance
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KEY TAKEAWAYS:
  * Cover that’s nailed to the floorboards
  * When it hits the fan, we’ve got your back
  * When privacy’s out the window, your cover isn’t
  * Multiple Investment Properties?
  * Smart protection for modern risks


## Cover that’s nailed to the floorboards


### Tenant theft, accidental damage, rent default & more. Optional covers for the real-world risks landlords face.


## When it hits the fan, we’ve got your back


### Up to $20 million in property owner’s liability cover for third party injuries, and property damage.


## When privacy’s out the window, your cover isn’t


### Defence costs from data breaches are covered as standard. Because digital risks don’t stop at the front door.


## Multiple Investment Properties?


### You only need one policy to rule them all.


# Residential Landlords Insurance


## Smart protection for modern risks


### Hutch Residential Landlord Insurance is built for landlords who lease residential properties on a short or long-term basis. Whether it’s a holiday rental, weekender, or long-term lease, we’ve made it easy to quote, and easier to sleep at night.When the rent stops, we don’t.

Keep scrolling to see why we’re the key to better landlord cover.


### Looking for landlords claims?


## Key Covers


### Section 1: Building & Contents

Accidental, malicious, or deliberate damage. Optional covers for:

  * Theft by tenant (with $5,000 legal expense benefit)
  * Rent default (up to $20,000)
  * Loss of rent (up to 2x sum insured)
  * Specific contents


### Section 2: Property Owner’s Legal Liability

Up to $20 million for third-party injury or property damage.


### Section 3: Cyber

Included as standard:

  * Cover for theft of rental income via social engineering or cyber fraud
  * Defence costs after a data breach


## Downloads


### HLL1


### HLL1SCTP


## Save Time And Head Space

You have got a mile long to-do list, a never-ending inbox, and your clients need their policies bound yesterday. Thats why we created our online digital quoting tool. Its powerful. It works 24x7x365. Its easy to use. Its super duper sexy.


### Enter, auto-quote and bind within six minutes.

Sounds perfect right? ... we think so too.


### No Double Keying


### No Closings


### Automatically Populated Invoices


### Our Underwriters React Faster Than Chuck Norris

Don't freak out if your Residential Landlord account breaks our auto-quotation parameters and needs to go to referral. Our underwriters have an average turnaround time of just one business day. They will have you strutting around the office like the bad-ass you truly are. Chuck has got nothing on us.


## Underwriter Spotlight


### Gayle Harmar


### Head of Personal Lines

Gayle's team of residential property underwriters spans Hutch’s Strata and Landlords products. Harmar brings over two decades of experience across personal and commercial lines in both the UK and Australia.


## Its your last chance!

Nah... Not really. But you knew that. We will just leave this TOBA request form here just incase you need it.

Any other enquiries, please feel free to Chat with us via the online Chat or our Broker Support Hotline

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Source: https://hutchunderwriting.com.au/landlord-insurance

This content is provided for informational purposes.
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