============================================================ TITLE: Strata Insurance | Hutch Underwriting Australia TYPE: article VERSION: 1 VERSION_ID: 5ea65c53-6c94-4a4c-ade6-7d0e7f73bb58 GENERATED_AT: 2026-02-04T23:21:57.753Z SUMMARY: Hutch’s Residential Strata insurance protects bodies corporate from property & liability claims with industry-first cover against Cyber fraud & liability. AUTHOR: Gayle Harmar READING TIME: 7 min WORD COUNT: 1346 KEYWORDS: Strata Insurance, Hutch Underwriting Australia, Residential Strata Insurance, Underwriter Spotlight SOURCE URL: https://hutchunderwriting.com.au/strata-insurance ============================================================ KEY TAKEAWAYS: * We've stepped up our appetite! * A Market-First Cybercrime Inclusion * Our unique Pet Liability coverage rocks * Meet our Strata Super Stars * One Policy to Rule Them All ## We've stepped up our appetite! ### We've doubled our maximum building sum insured to $20M ## A Market-First Cybercrime Inclusion ### Cybercrime cover is built into all our Strata quotes, with a $10k base limit. Want an extra layer of security? No problem - we offer higher limits. ## Our unique Pet Liability coverage rocks ### With changing government regulations, there's no need for bodies corporates to feel like they're stuck between a rock and a hard place. ### Thanks to Hutch, strata managers can finally unleash their concerns about the potential liability of furry residents within common areas. ### It's time to embrace the rock-solid peace of mind Hutch provides. Rock on with pet-friendly living! 🐾 ## Meet our Strata Super Stars ### Led by Gayle Harmar, our Strata underwriting practice enables brokers to bind residential strata policies in minutes with all the efficiency of Ebix Sunrise Exchange and SCTP. # Residential Strata Insurance ## One Policy to Rule Them All ### Hutch’s Residential Strata policy protects bodies corporate from Property and Liability claims. In an industry first, our innovative product offering includes cover against Cyber fraud and liability, as well as the usual suite of core and optional covers that owners corporations have come to expect. Keep scrolling to discover how we measure up. ### Looking for strata claims? ### Key Covers * Property * Liability * Voluntary Workers Personal Accident * Fidelity Guarantee * Office Bearers Liability * Machinery Breakdown * Government Audit, Health & Safety, & Legal Expenses * Cyber ### Our Appetite Our risk appetite includes: * Residential Strata * Building Sum Insured up to $20M * Liability Limits up to $30M * Up to 20% commercial * Below the 26th parallel south ## Downloads ### HRS8 Summary of Key Changes ### HRS7 Effective 06/09/24 - 05/03/25 ### HRS6 Effective 12/04/24 - 05/09/24 ### HRS5 Effective 27/09/23 - 11/04/24 ### HRS4 Effective 16/08/23 - 26/09/23 ### HRS3 Effective 25/05/23 - 15/08/23 ### HRS2 Effective 02/04/23 - 24/05/23 ### HRS1 Effective 24/11/232 - 01/04/23 ### Other Available Documents ### Cybercrime Section Fact Sheet ### Hutch Residential Strata Quote Form ### Hutch FSG ### Hutch TMD ## Save Time And Head Space You have got a mile long to-do list, a never-ending inbox, and your clients need their policies bound yesterday. Thats why we created our online digital quoting tool. Its powerful. It works 24x7x365. Its easy to use. Its super duper sexy. ### Enter, auto-quote and bind within six minutes. Sounds perfect right? ... we think so too. ### No Double Keying ### No Closings ### Automatically Populated Invoices ### Need a Strata Insurance Quote? ### We only accept quotes via Ebix Sunrise Exchange (HUTSTR) and SCTP. ### Our Underwriters React Faster Than Chuck Norris Don't freak out if your Residential Strata account breaks our auto-quotation parameters and needs to go to referral. Our underwriters have an average turnaround time of just one business day. They will have you strutting around the office like the bad-ass you truly are. Chuck has got nothing on us. ## Underwriter Spotlight ### Gayle Harmar ### Head of Personal Lines Gayle's team of residential property underwriters spans Hutch’s Strata and Landlords products. Harmar brings over two decades of experience across personal and commercial lines in both the UK and Australia. ## Its your last chance! Nah... Not really. But you knew that. We will just leave this TOBA request form here just incase you need it. Any other enquiries, please feel free to Chat with us via the online Chat or our Broker Support Hotline Hutch Underwriting Pty Ltd needs the contact information you provide to us to contact you about our products. You may unsubscribe from these communications at anytime. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, check out our Privacy Policy. ------------------------------------------------------------ ABOUT THIS CONTENT ------------------------------------------------------------ Source: https://hutchunderwriting.com.au/strata-insurance Author: Gayle Harmar This content is provided for informational purposes. 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