--- title: "5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients" description: "Why brokers are switching to packaged trade insurance. Save time, reduce complexity, and quote fast via Ebix Sunrise Exchange with Trade Pack." type: blog version: 1 version_id: "e9455c06-6da2-4cd2-8253-95c6bf79e54e" generated_at: "2026-06-09T00:18:16.610Z" author: "Kim Beavis" date_published: "2025-05-06T20:00:00.000Z" date_modified: "2026-04-09T04:58:05.042Z" language: en reading_time: "5 min" word_count: 931 keywords: ["One Policy, Seven Sections", "It’s What Brokers Asked For", "Cyber Protection", "Tax Audit", "Individual Personal Accident"] url: "https://hutchunderwriting.com.au/blog/5-reasons-brokers-are-turning-to-packaged-solutions-for-sme-trade-clients" --- # 5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients > Why brokers are switching to packaged trade insurance. Save time, reduce complexity, and quote fast via Ebix Sunrise Exchange with Trade Pack. ## Key Takeaways - One Policy, Seven Sections - It’s Built for Ebix Sunrise Exchange - More Flexibility, Less Friction - It’s What Brokers Asked For - Included as Standard: Public & Product Liability ## Contents - [One Policy, Seven Sections](#one-policy-seven-sections) - [It’s Built for Ebix Sunrise Exchange](#it-s-built-for-ebix-sunrise-exchange) - [More Flexibility, Less Friction](#more-flexibility-less-friction) - [It’s What Brokers Asked For](#it-s-what-brokers-asked-for) - [Included as Standard: Public & Product Liability](#included-as-standard-public-product-liability) - [Optional Cover for General Property](#optional-cover-for-general-property) - [Mobile Plant and Registered Mobile Plant Liability](#mobile-plant-and-registered-mobile-plant-liability) - [Cyber Protection](#cyber-protection) - [Tax Audit](#tax-audit) - [Individual Personal Accident](#individual-personal-accident) - [Glass](#glass) - [Need to know more?](#need-to-know-more) 2 min read # 5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 07/05/2025 6:00:00 AM [Trades](https://hutchunderwriting.com.au/blog/tag/trades) [Trade Pack](https://hutchunderwriting.com.au/blog/tag/trade-pack) Listen To: 5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients 3:56 It starts the way many broker stories do: a long-standing client with a short list of needs. “Can you help me cover my team, my tools, and our leased workspace?” You want to help, but that could mean seven separate policies, four underwriters, and one tradie with no time for paperwork. That’s precisely the kind of scenario [Trade Pack](/trade-pack) was built to solve. [Trade Pack](/trade-pack) is a straightforward insurance solution designed for brokers and their SME trade clients, up to $5M turnover. Brokers are rapidly recognising its value. Here’s why: ## One Policy, Seven Sections Instead of juggling liability, tools, cyber and plant under separate policies, brokers can now offer one clear solution. The highly anticipated launch of [Hutch Trade Pack](/trade-pack) includes broadform Public & Products Liability up to $20M as standard, with six optional sections tailored to real-world risks. 1. **General Property** – Tools, Stock, Office Equipment, Leased Premises, Glass 2. **Tax Audit** up to $100,000 3. **Cyber** up to $25,000 4. **Individual and Personal Accident** & Illness up to Prime Benefit $150k, and Weekly Benefit up to $1,500 for up to 104 weeks 5. **Mobile Plant** up to $250,000 6. **Registered Mobile Plant Liability** up to $20M [View the Fact Sheet](https://hutchunderwriting.com.au/hubfs/PDFs/Trade%20Pack/HTP2/Hutch%20Trade%20Pack%20Fact%20Sheet%20HTP2.pdf) ## It’s Built for Ebix Sunrise Exchange If quoting trade client takes longer than their lunch break, something’s wrong. Trade Pack is fully transactable via Ebix Sunrise Exchange (Product Code: HUTTP). That means no double keying, no closings. Even your invoices are automatically populated. It's just simple quoting and binding with Hutch's renowned levels of automation and service. ## More Flexibility, Less Friction Optional covers include everything from new-for-old tools to Tax Audit and Cyber Crime. You can tailor cover to each client without overcomplicating the placement. ## It’s What Brokers Asked For This isn’t an off-the-shelf solution. It was built around broker feedback, like the addition of Glass cover for Leased Premises, and structured to simplify placement without sacrificing flexibility. ## Included as Standard: Public & Product Liability Every Trade Pack starts here. Its broadform cover with limits up to $20M. Supplementary benefits include ;defence costs, first aid expenses, and cover for the temporary protection of property. ## Optional Cover for General Property We know tool theft is a frequent headache. That’s why tools and mobile plant less than two years old are covered new-for-old. Cover can also extend to Tools, Office Equipment, Stock, and Leased Premises Fixtures and Fittings, and Glass. ## Mobile Plant and Registered Mobile Plant Liability For when general tools just don’t cut it. This section is designed for larger equipment up to $100,000 per item, and up to $250,000 in total. It includes cover for accidental damage, hired-in equipment, road liability and finance protection. ## Cyber Protection Even tradies are exposed to scams. This optional section includes our standard cover for payment redirection fraud and the legal costs from a data breach. ## Tax Audit If a client’s business gets audited this optional section provides additional support, up to $100,000 in audit costs. ## Individual Personal Accident If the nominated Covered Person is injured, this optional section provides a Prime Benefit of up to $150,000 and Weekly Benefits up to $1,500, for up to 104 weeks. ## Glass Added by broker request, this option under General Property works like a windscreen cover, but for panes of glass in a leased workshop or office. ## Need to know more? Register your interest to receive all the policy documents as soon as we launch. [Visit the Trade Pack Product Page](https://hutchunderwriting.com.au/trade-pack) - [](https://hutchunderwriting.com.au/blog/trade-pack-personal-accident-cover) 1 min read #### [When You’re the Business, You Can’t Afford to Be Out of Action](https://hutchunderwriting.com.au/blog/trade-pack-personal-accident-cover) [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 04/06/2025 9:08:12 AM [Trades](https://hutchunderwriting.com.au/blog/tag/trades) [Trade Pack](https://hutchunderwriting.com.au/blog/tag/trade-pack) [Read More](https://hutchunderwriting.com.au/blog/trade-pack-personal-accident-cover) [](https://hutchunderwriting.com.au/blog/tool-theft-new-for-old-cover) 1 min read #### [The Real Cost of Tool Theft (And Why New-for-Old Cover Matters)](https://hutchunderwriting.com.au/blog/tool-theft-new-for-old-cover) [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 11/06/2025 1:31:30 PM [Trades](https://hutchunderwriting.com.au/blog/tag/trades) [Trade Pack](https://hutchunderwriting.com.au/blog/tag/trade-pack) [Mobile Plant](https://hutchunderwriting.com.au/blog/tag/mobile-plant) [Read More](https://hutchunderwriting.com.au/blog/tool-theft-new-for-old-cover) [](https://hutchunderwriting.com.au/blog/trade-pack-insurance-features) 1 min read #### [What Makes Hutch’s Trade Pack Different?](https://hutchunderwriting.com.au/blog/trade-pack-insurance-features) [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 21/05/2025 9:46:52 AM [Value](https://hutchunderwriting.com.au/blog/tag/value) [Construction](https://hutchunderwriting.com.au/blog/tag/construction) [Think Piece](https://hutchunderwriting.com.au/blog/tag/think-piece) [Trades](https://hutchunderwriting.com.au/blog/tag/trades) [Read More](https://hutchunderwriting.com.au/blog/trade-pack-insurance-features) --- ## About This Content **Source:** [5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients](https://hutchunderwriting.com.au/blog/5-reasons-brokers-are-turning-to-packaged-solutions-for-sme-trade-clients) **Author:** Kim Beavis **Published:** May 6, 2025 *This content is provided for informational purposes. Please visit the original source for the most up-to-date information.*