--- title: "The Tuesday Test: Two Ways to Place Management Liability" description: "Brokers compare ML admin the old way vs Hutch on Ebix Sunrise Exchange. Faster quotes, fewer headaches, clearer placements. " type: blog version: 1 version_id: "94cb96fb-5395-4f10-b1e9-64980c8ee07f" generated_at: "2026-06-05T03:11:32.816Z" author: "Kim Beavis" date_published: "2025-11-16T22:24:40.000Z" date_modified: "2025-11-16T22:24:54.906Z" language: en reading_time: "6 min" word_count: 1082 keywords: ["Two Ways to Place Management Liability", "Important notes", "Bottom line", "Next steps for brokers:"] url: "https://hutchunderwriting.com.au/blog/insights/management-liability-broker-admin-vs-hutch" --- # The Tuesday Test: Two Ways to Place Management Liability > Brokers compare ML admin the old way vs Hutch on Ebix Sunrise Exchange. Faster quotes, fewer headaches, clearer placements. ## Key Takeaways - Path A: Traditional admin heavy lifting - Path B: Hutch via Ebix Sunrise Exchange (code HUTHML) - What actually changes for the broker (beyond time saved)? - Why Hutch for ML? - Important notes ## Contents - [Path A: Traditional admin heavy lifting](#path-a-traditional-admin-heavy-lifting) - [Path B: Hutch via Ebix Sunrise Exchange (code HUTHML)](#path-b-hutch-via-ebix-sunrise-exchange-code-huthml) - [What actually changes for the broker (beyond time saved)?](#what-actually-changes-for-the-broker-beyond-time-saved) - [Why Hutch for ML?](#why-hutch-for-ml) - [Important notes](#important-notes) - [Bottom line](#bottom-line) - [Next steps for brokers:](#next-steps-for-brokers) 3 min read # The Tuesday Test: Two Ways to Place Management Liability [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 17/11/2025 9:24:40 AM [Broker Insurance Solutions](https://hutchunderwriting.com.au/blog/tag/broker-insurance-solutions) [Management Liability](https://hutchunderwriting.com.au/blog/tag/management-liability) Listen Now: The Tuesday Test: Two Ways to Place Management Liability 5:06 It’s 8:55am. Benny Fitz, a broker in Parramatta, promised a [Management Liability](/management-liability) quote for a 25-person engineering firm by lunch. The director wants options on limits and clarity on Employment Practices, Statutory, Crime and Cyber. The clock’s already ticking. Admin is the bottleneck. The client hates forms. Benny hates re-keying. By 10:30am, Benny either has a tidy quote pack… or a trail of emails, PDFs and unanswered questions. ## **Path A: Traditional admin heavy lifting** ### **1) Find & send forms** Hunt down the latest ML proposal pack. Email it around the directors. Wait. ### **2) Chasing content** Reminders for signatures, dates and missing attachments. Clarify grey answers (“any investigations in the last 3 years?”). Convert hand-written notes to digital. ### **3) Re-keying & version control** Enter details into a worksheet. Re-enter again into multiple portals. Track v1, v2, “final\_final.pdf”. ### **4) Underwriter back-and-forth** Follow-up questions roll in. You re-approach the client. More delays. ### **5) Quote collation** Different structures, sub-limits and wordings to reconcile. Build a neat client-facing comparison from scratch. ### **6) Bind & docs** Confirm terms. More emails. Wait for schedule and wording. File it all away. **Typical admin footprint:** - Multiple PDFs and e-sign links - 30–80+ emails/threads - Double or triple data entry - 1–3 days to first complete pack (often longer, depending on responses) ## **Path B: Hutch via Ebix Sunrise Exchange (code HUTHML)** > ### **“Faster quotes. Smarter underwriting. > Fewer headaches.”** Open Ebix Sunrise Exchange, search **HUTHML**, and start a single digital submission. Hutch [ML](/management-liability) captures core business details once and lets you shape the structure sensibly in one place. ### **1) Build the structure cleanly** Select the sections aligned to the wording: Directors & Officers (Section 1), Corporate Liability (Section 2) and Employment Practices Liability (Section 3) are available as core ML components. Where suitable, you can include Statutory Liability (Section 4), Crime (Section 5) with an optional Social Engineering Fraud extension, and Third-Party Cyber Liability (Section 6). ### **2) Answer once, move on** Guided questions reduce free-text and duplication. Fewer attachments to chase. Less re-keying. ### **3) Underwriting, without the whiplash** Appetite guardrails help you avoid dead ends early. If a referral triggers, you’ll see what’s needed straight away, so you get to “first quote” faster (subject to underwriting). ### **4) Produce a client-ready pack** A consistent structure makes your comparisons simpler. The full audit trail sits in Sunrise, alongside schedules and wording for easy servicing later. **Typical admin footprint:** - One digital workflow - Fewer emails/attachments to wrangle - Single capture → fewer errors - Faster time to a clean quote pack (subject to referral) ## **What actually changes for the broker (beyond time saved)?** #### **Cleaner risk story** One path in Sunrise means fewer “what did we mean here?” loops months later. #### **Fewer rework cycles** Less copy-paste across forms and systems = fewer typos and mismatches. #### **Smoother servicing** Endorsements, renewals and claims start from cleaner data. And when a client asks “what’s covered where?”, your pack reflects the policy sections clearly. E.g., D&O (Section 1), Corporate Liability (Section 2), EPL (Section 3), and where selected, Statutory (Section 4), Crime (Section 5) and Third-Party Cyber (Section 6). #### **Client confidence** A tidy, consistent quote pack is easier to explain and faster to approve. ## **Why Hutch for ML?** #### **The clear way to better cover.** Built for brokers. Designed for your clients’ modern risks. Backed by Lloyd’s. Available exclusively via **Ebix Sunrise Exchange (code HUTHML)**. Key sections and options are set out in the policy wording and broker fact sheet, including the Social Engineering Fraud optional extension under Crime (Section 5) and Third-Party Cyber Liability (Section 6) where selected. #### **Faster quotes. Smarter underwriting. Fewer headaches.** Start your next ML placement by searching **HUTHML** on Ebix Sunrise Exchange. ## **Important notes** - This article is for brokers. It doesn’t consider your client’s objectives, financial situation or needs. - Always refer to the **[Hutch Management Liability Policy Wording](https://hutchunderwriting.com.au/hubfs/PDFs/Management%20Liability/HML1/Hutch%20Management%20Liability%20Policy%20Wording%20HML1.pdf) (HML1)** and [Broker Fact Sheet](https://hutchunderwriting.com.au/hubfs/PDFs/Management%20Liability/HML1/Hutch%20Management%20Liability%20Broker%20Fact%20Sheet%20HML1.pdf) for limits, sub-limits, conditions and exclusions. - Cover is subject to underwriting and eligibility. Section availability and limits depend on the schedule. Social Engineering Fraud is an optional extension under Crime (Section 5) where taken. ## **Bottom line** Path A makes you a document wrangler. Path B makes you a broker again. Same client. Same need. Less friction. More clarity. Enabling you to manage the liability, not the admin. ## **Next steps for brokers:** Open Ebix Sunrise Exchange, search HUTHML, and run the Tuesday Test on your next ML placement. [Download the fact sheet](https://hutchunderwriting.com.au/hubfs/PDFs/Management%20Liability/HML1/Hutch%20Management%20Liability%20Broker%20Fact%20Sheet%20HML1.pdf) - [](https://hutchunderwriting.com.au/blog/director-liability-insurance-claims) 1 min read #### [One claim can sink a business. Here’s how brokers can keep clients afloat.](https://hutchunderwriting.com.au/blog/director-liability-insurance-claims) [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 12/11/2025 10:31:04 AM [Claims](https://hutchunderwriting.com.au/blog/tag/claims) [Management Liability](https://hutchunderwriting.com.au/blog/tag/management-liability) [Read More](https://hutchunderwriting.com.au/blog/director-liability-insurance-claims) [](https://hutchunderwriting.com.au/blog/management-liability-construction) 1 min read #### [Building is Risky. Managing the Build is Riskier.](https://hutchunderwriting.com.au/blog/management-liability-construction) [Alec Bouchard](https://hutchunderwriting.com.au/blog/author/alec-bouchard) : 04/03/2026 9:00:00 AM [Management Liability](https://hutchunderwriting.com.au/blog/tag/management-liability) [Management Liability for construction business](https://hutchunderwriting.com.au/blog/tag/management-liability-for-construction-business) [Read More](https://hutchunderwriting.com.au/blog/management-liability-construction) [](https://hutchunderwriting.com.au/blog/hutch-underwriting-launches-management-liability-cover) 1 min read #### [Hutch Underwriting launches Management Liability cover](https://hutchunderwriting.com.au/blog/hutch-underwriting-launches-management-liability-cover) [Kim Beavis](https://hutchunderwriting.com.au/blog/author/kim-beavis) : 14/11/2025 9:00:00 AM Now live on Sunrise Exchange \[SYDNEY, FRIDAY 14 NOVEMBER 2025\] — After a successful pilot, Hutch Underwriting has officially launched its Management... [Announcements](https://hutchunderwriting.com.au/blog/tag/announcements) [Press Release](https://hutchunderwriting.com.au/blog/tag/press-release) [Financial Lines](https://hutchunderwriting.com.au/blog/tag/financial-lines) [Management Liability](https://hutchunderwriting.com.au/blog/tag/management-liability) [Read More](https://hutchunderwriting.com.au/blog/hutch-underwriting-launches-management-liability-cover) --- ## About This Content **Source:** [The Tuesday Test: Two Ways to Place Management Liability](https://hutchunderwriting.com.au/blog/insights/management-liability-broker-admin-vs-hutch) **Author:** Kim Beavis **Published:** November 16, 2025 *This content is provided for informational purposes. Please visit the original source for the most up-to-date information.*