--- title: "Residential Strata Insurance Australia | Hutch Underwriting" description: "Hutch’s Residential Strata insurance protects bodies corporate from property & liability claims with industry-first cover against Cyber fraud & liability." type: article version: 1 version_id: "3d23e200-4540-4ba5-9d7b-e4cdf01c1eae" generated_at: "2026-07-29T00:23:50.905Z" author: "Gayle Harmar" language: en-au reading_time: "8 min" word_count: 1548 keywords: ["Residential Strata Insurance Australia", "Hutch Underwriting", "Dawn breaks for Sunrise users", "Residential Strata Insurance", "Underwriter Spotlight"] url: "https://hutchunderwriting.com.au/strata-insurance/residential" --- # Residential Strata Insurance Australia | Hutch Underwriting > Hutch’s Residential Strata insurance protects bodies corporate from property & liability claims with industry-first cover against Cyber fraud & liability. ## Key Takeaways - We've stepped up our appetite! - A Market-First Cybercrime Inclusion - Our unique Pet Liability coverage rocks - Meet our Strata Super Stars - One Policy to Rule Them All ## Contents - [Brokers can now obtain Sunrise quotes from an email submission in any format, eliminating keying throughout the placement process.](#brokers-can-now-obtain-sunrise-quotes-from-an-email-submission-in-any-format-eliminating-keying-throughout-the-placement-process) - [We've stepped up our appetite!](#we-ve-stepped-up-our-appetite) - [A Market-First Cybercrime Inclusion](#a-market-first-cybercrime-inclusion) - [Our unique Pet Liability coverage rocks](#our-unique-pet-liability-coverage-rocks) - [Meet our Strata Super Stars](#meet-our-strata-super-stars) - [One Policy to Rule Them All](#one-policy-to-rule-them-all) - [Downloads](#downloads) - [Save Time And Head Space](#save-time-and-head-space) - [Need a Strata Insurance Quote?](#need-a-strata-insurance-quote) - [Underwriter Spotlight](#underwriter-spotlight) - [Its your last chance!](#its-your-last-chance) # Dawn breaks for Sunrise users ## Brokers can now obtain Sunrise quotes from an email submission in any format, eliminating keying throughout the placement process. **Ready to see the light?** [Learn how to rise and bind](/how-to-get-a-quote-from-hutch) ## We've stepped up our appetite! #### We've doubled our maximum building sum insured to $20M ## A Market-First Cybercrime Inclusion #### Cybercrime cover is built into all our Strata quotes, with a $10k base limit. Want an extra layer of security? No problem - we offer higher limits. [Scan through your Cybercrime Coverage Factsheet](https://hutchunderwriting.com.au/hubfs/PDFs/Strata/Cybercrime%20Fact%20Sheet/Hutch%20Underwriting%20Residential%20Strata%20Cybercrime%20Section%20Fact%20Sheet.pdf) ## Our unique Pet Liability coverage rocks #### With changing government regulations, there's no need for bodies corporates to feel like they're stuck between a rock and a hard place. #### Thanks to Hutch, strata managers can finally unleash their concerns about the potential liability of furry residents within common areas. #### It's time to embrace the rock-solid peace of mind Hutch provides. Rock on with pet-friendly living! 🐾 ## Meet our Strata Super Stars #### Led by Gayle Harmar, our Strata underwriting practice enables brokers to bind residential strata policies in minutes with all the efficiency of Ebix Sunrise Exchange and SCTP. [Meet the team](/meet-the-team) # Residential Strata Insurance ## One Policy to Rule Them All #### Hutch’s Residential Strata policy protects bodies corporate from Property and Liability claims. In an industry first, our innovative product offering includes cover against Cyber fraud and liability, as well as the usual suite of core and optional covers that owners corporations have come to expect. Keep scrolling to discover how we measure up. ### Looking for strata claims? [Let's get you on the fast track](https://hutchunderwriting.com.au/claims) ### Key Covers - Property - Liability - Voluntary Workers Personal Accident - Fidelity Guarantee - Office Bearers Liability - Machinery Breakdown - Government Audit, Health & Safety, & Legal Expenses - Cyber ### Our Appetite Our risk appetite includes: - Residential Strata - Building Sum Insured up to $20M - Liability Limits up to $30M - Up to 20% commercial - Below the 26th parallel south ## Downloads Policy Documents ### HRS9 Effective 20/05/26 * * * [PDS](https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf) [Fact Sheet](https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Product%20Fact%20Sheet%20HRS9.pdf) [Summary of Key Changes](https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20PDS%20Summary%20of%20Key%20Changes%20HRS9.pdf) ### HRS8 Effective 06/03/25 - 19/05/2026 [PDS](/hubfs/PDFs/Strata/HRS8/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS8.pdf) [Fact Sheet](/hubfs/PDFs/Strata/HRS8/Hutch%20Residential%20Strata%20Product%20Fact%20Sheet%20HRS8.pdf) [Summary of Key Changes](/hubfs/PDFs/Strata/HRS8/Hutch%20Residential%20Strata%20PDS%20Summary%20of%20Key%20Changes%20HRS8.pdf) ### HRS7 Effective 06/09/24 - 05/03/25 [PDS](/hubfs/PDFs/Strata/HRS7/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS7.pdf) [Fact Sheet](/hubfs/PDFs/Strata/HRS7/Hutch%20Residential%20Strata%20Product%20Fact%20Sheet%20HRS7.pdf) [Summary of Key Changes](/hubfs/PDFs/Strata/HRS7/Hutch%20Residential%20Strata%20PDS%20Summary%20of%20Key%20Changes%20HRS7.pdf) ### HRS6 Effective 12/04/24 - 05/09/24 [PDS](/hubfs/PDFs/Strata/HRS6/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS6.pdf) [Fact Sheet](/hubfs/PDFs/Strata/HRS6/Hutch%20Residential%20Strata%20Product%20Fact%20Sheet%20HRS6.pdf) [Summary of Key Changes](/hubfs/PDFs/Strata/HRS6/Hutch%20Residential%20Strata%20PDS%20Summary%20of%20Key%20Changes%20HRS6.pdf) ### HRS5 Effective 27/09/23 - 11/04/24  [PDS](/hubfs/8920789/PDFs/Strata/HRS5/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS5.pdf) [Fact Sheet](/hubfs/PDFs/Strata/HRS5/Hutch-Residential-Strata-Product-Fact-Sheet-HRS5.pdf) [Summary of Key Changes](/hubfs/PDFs/Strata/HRS5/Hutch-Residential-Strata-PDS-Summary-of-Key-Changes-HRS5.pdf) ### HRS4 Effective 16/08/23 - 26/09/23 [PDS](/hubfs/8920789/PDFs/Strata/HRS4/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS4.pdf) [Fact Sheet](/hubfs/8920789/PDFs/Strata/HRS4/Hutch%20Residential%20Strata%20Product%20Fact%20Sheet%20HRS4.pdf) [Summary of Key Changes](/hubfs/PDFs/Strata/HRS4/Hutch-Residential-Strata-PDS-Summary-of-Key-Changes-HRS4.pdf) ### HRS3 Effective 25/05/23 - 15/08/23 [PDS](/hubfs/PDFs/Strata/HRS3/Hutch-Residential-Strata-Plan-Product-Disclosure-Statement-HRS3.pdf) [Factsheet](/hubfs/PDFs/Strata/HRS3/Hutch-Residential-Strata-Product-Fact-Sheet-HRS3.pdf) [Summary of Key Changes](/hubfs/PDFs/Strata/HRS3/Hutch-Residential-Strata-PDS-Summary-of-Key-Changes-HRS3.pdf) ### HRS2 Effective 02/04/23 - 24/05/23 [PDS](/hubfs/PDFs/Strata/HRS2/Hutch-Residential-Strata-Plan-Product-Disclosure-Statement-HRS2.pdf) [Factsheet](/hubfs/PDFs/Strata/HRS2/Hutch-Residential-Strata-Product-Fact-Sheet-HRS2.pdf) ### HRS1 Effective 24/11/232 - 01/04/23 [PDS](/hubfs/PDFs/Strata/HRS1/Hutch-Residential-Strata-Plan-Product-Disclosure-Statement-HRS1.pdf) [Product Factsheet](/hubfs/PDFs/Strata/HRS1/Hutch-Residential-Strata-Product-Fact-Sheet-HRS1.pdf) 1 2 ### Other Available Documents ### Cybercrime Section Fact Sheet Effective 16 June 23 [Scan Through Now](/hubfs/8920789/PDFs/Strata/Cybercrime%20Fact%20Sheet/Hutch%20Underwriting%20Residential%20Strata%20Cybercrime%20Section%20Fact%20Sheet.pdf) ### Hutch Residential Strata Quote Form [Download Now](/hubfs/8920789/PDFs/Strata/Quote%20Form/Hutch%20Residential%20Strata%20Quote%20Form%2028%2010%2022.pdf) ### Hutch FSG [Download Now](https://hutchunderwriting.com.au/hubfs/PDFs/Compliance/Hutch-FSG.pdf) ### Hutch TMD [Download Now](https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20TMD%2020%2005%2026.pdf) ## Save Time And Head Space You have got a mile long to-do list, a never-ending inbox, and your clients need their policies bound yesterday. Thats why we created our online digital quoting tool. Its powerful. It works 24x7x365. Its easy to use. Its super duper sexy. #### Enter, auto-quote and bind within six minutes. Sounds perfect right? ... we think so too. #### No Double Keying #### No Closings #### Automatically Populated Invoices ## Need a Strata Insurance Quote? We only accept quotes via Ebix Sunrise Exchange (HUTSTR) and SCTP. ### A New Dawn for Strata Quoting Skip the re-keying. Email your client's proposal form to [dawn@ai.hutchunderwriting.com.au](mailto:dawn@ai.hutchunderwriting.com.au) in any format and Dawn will read the submission, pre-populate your Sunrise quote form, and place it in your import queue within minutes. You review, declare, and bind. That's it. Ready to rise and bind? [See how Dawn works](/how-to-get-a-quote-from-hutch) ### Our Underwriters React Faster Than Chuck Norris Don't freak out if your Residential Strata account breaks our auto-quotation parameters and needs to go to referral. Our underwriters have an average turnaround time of just one business day. They will have you strutting around the office like the bad-ass you truly are. Chuck has got nothing on us. ## Underwriter Spotlight ### Gayle Harmar ### Head of Property Gayle's team of residential property underwriters spans Hutch’s Strata and Landlords products. Harmar brings over two decades of experience across personal and commercial lines in both the UK and Australia. [Learn More](/gayle-harmar) ## Its your last chance! Nah... Not really. But you knew that. We will just leave this TOBA request form here just incase you need it. Any other enquiries, please feel free to Chat with us via the online Chat or our [Broker Support Hotline](/broker-support) --- ## Frequently Asked Questions ### Looking for strata claims? Let's get you on the fast track Let's get you on the fast track Let's get you on the fast track Let's get you on the fast track Key Covers Property Liability Voluntary Workers Personal Accident Fidelity Guarantee Office Bearers Liability Machinery Breakdown Government Audit, Health & Safety, & Legal Expenses Cyber Our Appetite Our risk appetite includes: Residential Strata Building Sum Insured up to $20M Liability Limits up to $30M Up to 20% commercial Below the 26th parallel south Key Covers Property Liability Voluntary Workers Personal Accident Fidelity Guarantee Office Bearers Liability Machinery Breakdown Government Audit, Health & Safety, & Legal Expenses Cyber Key Covers ### Need a Strata Insurance Quote? We only accept quotes via Ebix Sunrise Exchange (HUTSTR) and SCTP. A New Dawn for Strata Quoting Skip the re-keying. Email your client's proposal form to dawn@ai.hutchunderwriting.com.au in any format and Dawn will read the submission, pre-populate your Sunrise quote form, and place it in your import queue within minutes. You review, declare, and bind. That's it. Ready to rise and bind? See how Dawn works --- ## About This Content **Source:** [Residential Strata Insurance Australia | Hutch Underwriting](https://hutchunderwriting.com.au/strata-insurance/residential) **Author:** Gayle Harmar *This content is provided for informational purposes. Please visit the original source for the most up-to-date information.*