============================================================ TITLE: Optimize Your B2B Payment Setup with ACH TYPE: blog VERSION: 1 VERSION_ID: 87d6a34e-ed4a-4a34-8cb7-814e3165e468 GENERATED_AT: 2026-10-09T18:01:12.621Z SUMMARY: ACH or Automated Clearing House is the go to B2B payment method. It is cheaper, faster and more secure than credit cards. Grow your B2B revenue with ACH. AUTHOR: Damien Sweeney & Yazmin Gutierrez DATE PUBLISHED: February 23, 2023 DATE MODIFIED: May 29, 2024 READING TIME: 6 min WORD COUNT: 1187 SOURCE URL: https://grow.cleverbridge.com/blog/optimize-your-b2b-payment-setup-with-ach ============================================================ KEY TAKEAWAYS: * Ready to put recurring revenue growth on autopilot? Resources Blog Optimize Your B2B Payment Setup with ACH * Optimize Your B2B Payment Setup with ACH Written by February 23, 2023 2 min Share this post Subscribe for best practices on optimizing your software business. Listen to this article Providing your customers with their preferred payment options is crucial to the success of any online business, particularly for B2B consumers. Research shows that 48% of B2B cart abandonment stems from consumers being unable to pay with their preferred payment option. This statistic underlines that B2C buyers are presented with many payment options, including credit cards, digital wallets, and even cryptocurrencies. In contrast, B2B buyers struggle to find their preferred payment option, and the reality is that 90% of B2B transactions still take place offline. As perplexing as it sounds, 25% of B2B transactions in the US are still paid by check, with 20% of these being technology-related purchases – staggering, considering that Gartner expects 80% of B2B sales interactions between suppliers and buyers to occur in digital channels by 2025. Credit card payments currently make up the majority of B2B online payments. While they certainly serve a purpose, ACH or Automated Clearing House has established itself as a viable and more attractive alternative for B2B buyers and sellers. ACH is the natural successor to the archaic check system, is cheaper than traditional payment methods, is processed faster, offers more security for merchants and buyers, and leads to fewer chargebacks. ACH has established itself as the go-to B2B payment method in the US, with almost 20% YoY growth and a volume of $9.35 billion in online payments in 2022. ACH processes payments over an electronic network connecting banks directly with one another versus being routed via a third party. According to recent PYMTS research, ACH is the preferred payment method for the SMB segment in the US. Why should you consider adding ACH to your payment setup?  Customer satisfaction: It is easier for the end user, requiring only a bank account to get started, and there is no payment limit Cost: ACH is cheaper than traditional payment methods for the end customer Speed and efficiency: It gets processed quicker – 1-2 working days. Security: It leads to less fraud and chargebacks. Popularity: 20% YoY growth - ACH is the B2B payment method in the US Suitability for B2B: ACH is more suitable for larger ticket B2B purchases - orders paid with ACH have an AOV 84% higher than those paid with credit card If you’re already selling online but only offering credit cards as a payment option, you are likely missing out on some B2B customers and involuntarily leaking revenue–ultimately negatively affecting your conversion rate. Don’t miss out on the 48% of B2B buyers who did not complete a purchase for their companies because their preferred payment method wasn’t an option. It’s time to get on the ACH train—the next stop is increased B2B customer lifetime value and revenue growth. This statistic underlines that B2C buyers are presented with many payment options, including credit cards, digital wallets, and even cryptocurrencies. In contrast, B2B buyers struggle to find their preferred payment option, and the reality is that 90% of B2B transactions still take place offline. As perplexing as it sounds, 25% of B2B transactions in the US are still paid by check, with 20% of these being technology-related purchases – staggering, considering that Gartner expects 80% of B2B sales interactions between suppliers and buyers to occur in digital channels by 2025. Credit card payments currently make up the majority of B2B online payments. While they certainly serve a purpose, ACH or Automated Clearing House has established itself as a viable and more attractive alternative for B2B buyers and sellers. ACH is the natural successor to the archaic check system, is cheaper than traditional payment methods, is processed faster, offers more security for merchants and buyers, and leads to fewer chargebacks. * Customer satisfaction: It is easier for the end user, requiring only a bank account to get started, and there is no payment limit * Cost: ACH is cheaper than traditional payment methods for the end customer * Speed and efficiency: It gets processed quicker – 1-2 working days. * Security: It leads to less fraud and chargebacks. * Popularity: 20% YoY growth - ACH is the B2B payment method in the US * Suitability for B2B: ACH is more suitable for larger ticket B2B purchases - orders paid with ACH have an AOV 84% higher than those paid with credit card If you’re already selling online but only offering credit cards as a payment option, you are likely missing out on some B2B customers and involuntarily leaking revenue–ultimately negatively affecting your conversion rate. Don’t miss out on the 48% of B2B buyers who did not complete a purchase for their companies because their preferred payment method wasn’t an option. * Global Payments ## Recent Posts Customer Experience September 24, 2026 Digital Transformation August 26, 2026 July 21, 2026 ## Ready to put recurring revenue growth on autopilot? * Talk to an Expert ------------------------------------------------------------ ABOUT THIS CONTENT ------------------------------------------------------------ Source: https://grow.cleverbridge.com/blog/optimize-your-b2b-payment-setup-with-ach Author: Damien Sweeney & Yazmin Gutierrez Published: February 23, 2023 This content is provided for informational purposes. Please visit the original source for the most up-to-date information.